Dealing with fire or water damage to your Bay Area home? You don't have to go through a lengthy insurance battle or expensive restoration. We buy fire and water damaged properties as-is across San Jose, Oakland, Fremont, Gilroy and all Bay Area cities — fair cash offer in 24 hours.
Partial fire damage contained to one area — we buy it as-is
Major structural fire damage — we assess and make a fair offer regardless
Storm flooding, burst pipes, roof leaks causing major water damage
Mold remediation costs can be enormous — we buy before you spend it
Smoke and soot damage throughout — no restoration needed before selling
Wiring fires, electrical damage — we handle it all after closing
Describe what happened and the extent of damage as best you can. Photos are helpful but not required. We've seen every type of damage across the Bay Area.
We review the damage — often with a quick walkthrough — and deliver a fair written cash offer within 24 hours that accounts for the repair costs.
Close in as little as 7 days through licensed California escrow. Leave everything as-is. We handle all cleanup and restoration after closing.
Insurance claims for fire and water damage can drag on for months. Adjusters lowball estimates. Contractors are booked out. Meanwhile you're paying a mortgage on a property you can't live in.
Many Bay Area homeowners find that selling as-is for cash — even at a discount from full market value — is faster, less stressful, and financially comparable to the insurance route once you factor in restoration time, living expenses during reconstruction, and the stress of managing contractors.
We can make you an offer and you can compare it to your insurance settlement estimate. No pressure either way.
Yes. There is no law preventing the sale of a fire-damaged property in California. You are required to disclose the damage to buyers — which we already know about. We buy fire-damaged homes as-is throughout the Bay Area.
No. You can sell the property before, during, or after an insurance claim. If an insurance claim is in progress when we close, any future insurance proceeds would generally go to the mortgage lender or to you depending on your policy — consult with your insurance agent before closing. We are not insurance advisors.
Yes — fair means accounting for the land value, the property's location in the Bay Area, and the estimated cost of restoration. We do not lowball — we explain exactly how we arrived at our number so you can make an informed decision.
We buy uninhabitable properties throughout the Bay Area. You do not need to be living in the property or have it in any particular condition. Vacant, boarded up, red-tagged — we make offers on all of them.
"Had a kitchen fire that caused major damage throughout my San Leandro home. Insurance was a nightmare and I just wanted out. San Jose Home Buyers made a fair cash offer on the damaged property, explained exactly how they calculated it, and closed in 12 days. Huge relief."
"Wildfire ember damage to my garage and part of my roof in the hills. Insurance was going to take 6 months. San Jose Home Buyers offered me a fair number within 24 hours and I was done in 2 weeks. Best decision I made."
Any damage level · No repairs · Fair cash offer in 24 hours