If you're behind on mortgage payments in San Jose, Oakland, Fremont, Gilroy or anywhere in the Bay Area — a fast cash sale may be your best option. We move quickly, close in as little as 7 days, and help you walk away with cash instead of losing everything at auction.
California is a non-judicial foreclosure state — meaning lenders can foreclose without going to court. Once the process begins it moves fast. The sooner you act, the more options you have to protect your equity, your credit, and your financial future.
Tell us your situation — where you are in the foreclosure process, your property, and your timeline. We treat every call with complete confidentiality.
We research your Bay Area property and deliver a fair cash offer within 24 hours. Often same day for urgent foreclosure situations.
We close in as little as 7 days. Your mortgage is paid off at closing through licensed California escrow — you walk away with any remaining equity as cash.
Yes — as long as the foreclosure auction has not been completed you can sell your home. Even after a Notice of Default or Notice of Trustee Sale is filed you still have the right to sell. The sale proceeds pay off the mortgage and any remaining equity goes to you. Act immediately — time is critical.
After a Notice of Default is filed you typically have about 3 months before a Notice of Trustee Sale can be issued. After that you have at least 21 days before the auction. In total most California homeowners have 4 to 6 months from first default to auction — but don't wait. We can close in 7 days.
A pre-foreclosure sale is significantly better for your credit than a completed foreclosure. A foreclosure stays on your credit report for 7 years and makes it very difficult to buy another home. Selling before the auction avoids the foreclosure record entirely.
If you are underwater on your mortgage a short sale may be an option — where the lender accepts less than what is owed. We have experience working through these situations and can discuss your options. Call us at (408) 767-3002 for a confidential conversation.
Yes — in many foreclosure situations we close in 7 to 14 days. We understand urgency and have the systems in place to move fast when your auction date is approaching. The sooner you call us the more options we have.
"Was 3 weeks from the foreclosure auction on my San Jose home. My daughter found San Jose Home Buyers and we called on a Monday. They came out Tuesday, made an offer Wednesday, and we closed the following week. They paid off the mortgage and we walked away with money in our pocket. I cannot believe how fast they moved."
"Lost my job and got behind on payments on my Oakland home. I was embarrassed and didn't know where to turn. San Jose Home Buyers never judged me, explained everything clearly, and closed before the auction date. Walked away with cash and my dignity intact."
The sooner you call the more options you have. Free consultation · No pressure · Confidential