Tax liens, unpaid property taxes, IRS issues — none of these prevent you from selling your Bay Area home. Liens are resolved at closing from the sale proceeds. No upfront payment needed. Fair cash offer in 24 hours. Call (408) 767-3002.
Unpaid county property taxes — resolved at closing from sale proceeds through escrow
IRS liens against the property — our escrow team works through the payoff process
California FTB or other state tax liens recorded against the property
Unpaid HOA dues that have become a lien — paid off at closing
Court judgments recorded against the property — addressed through the title and escrow process
Contractor liens from unpaid work — resolved as part of the closing process
When your property sells, the escrow company receives the sale proceeds and distributes them in a specific order: mortgage payoff first, then any recorded liens, then remaining proceeds to you.
This means you do not need to come up with cash to pay off liens before selling. As long as the sale proceeds are sufficient to cover the liens, they are paid off automatically at closing. You receive whatever is left after all encumbrances are cleared.
Be upfront about any known tax liens, back taxes, or other encumbrances. We use this to structure the offer correctly from the start — no surprises at closing.
We factor in the lien amounts and deliver a fair written offer. We work with experienced Bay Area title companies who handle lien payoffs regularly.
Escrow pays all liens from proceeds. You receive the net amount. Clean title transfers. You walk away free and clear of the tax burden.
Yes. A tax lien does not prevent you from selling — it must be paid off at or before closing. In a cash sale the lien is paid directly from the sale proceeds through escrow. You do not need to pay it off yourself before selling.
If total liens exceed the property value this becomes a more complex situation that may require lien negotiation or a short sale. Call us at (408) 767-3002 and we can discuss your specific situation confidentially. We have experience navigating these circumstances.
Yes — and it benefits you to do so. Undisclosed liens discovered during the title search can delay or derail a closing. Being upfront allows us to structure the deal correctly from the start and avoids surprises for everyone involved.
Most lien payoffs are handled through standard escrow procedures and don't significantly delay closing. We typically close in 7 to 21 days even with liens present — depending on lien complexity and the title company's timeline.
"Had back taxes and a lien on my Hayward property and thought nobody would buy it. San Jose Home Buyers knew exactly how to handle it through escrow and the whole thing resolved at closing. I walked away clean with no more tax burden."
"IRS lien on my San Jose house had me convinced I'd never be able to sell. San Jose Home Buyers connected me with a title company that handles this regularly. Closed in 18 days and the lien was paid off at closing. Complete relief."
Liens resolved at closing · No upfront payment · Fair cash offer in 24 hours